Frequently Asked Questions

We charge for our services provided. There is a 9% processing fee and each loan has an 18% service charge for the financial services provided.

We offer cash advance in all U.S. states except Texas, New Jersey and New York due to specific regulations. We are committed to complying with regulations and providing responsible financial solutions in all other states.

At our company, we offer cash advance services with a maximum limit of $600. However, it is important to note that not all applicants will be approved for this amount. The amount approved may vary and is subject to individual evaluation based on the applicant’s banking history and ability to repay.

Once an approved applicant finalizes their application, funds typically are deposited into your banking account the next business day. It may take up to 24 hours, depending on your bank’s processing time after the funds are sent.

At our company, the verification of your bank account is a fundamental step in evaluating the amount of the cash advance that will be approved for you. We want to make sure that we provide you with a personalized service that meets your financial needs. It is important to note that we value the security and confidentiality of your personal and banking information. During the verification process, we do not store personal information or banking passwords, guaranteeing a totally secure and reliable process. You can rest assured that your information is protected and that we work diligently to provide you with a secure and transparent lending experience.

For each late day in your scheduled payments, you will be charged $ 1.99 late fee in addition to your amount owed.

At our company, we offer flexibility in our cash advance. Once you have completed the payment of all installments of your current cash advance, you will have the option to apply for a new cash advance. In addition, if you prefer to prepay the last installments of your current cash advance, you can do so in order to apply for a new cash advance on the same day. We understand that your financial needs may change over time; therefore, our goal is to provide you with options. Our team will be happy to help you explore the different alternatives available and find the best solution for you.

No; however, you can reapply and be approved immediately once the current cash advance service charge payments are completed.

At ZAZ Advances, automatic payments are withdrawn from your bank account on Monday, Wednesday and Friday. This payment schedule is spread over a total of 7 installments to complete your current cash advance. This payment schedule is established to provide you with convenience and organization in the repayment process. Our goal is to facilitate the management of your payments and help you meet your obligations in a timely manner. If you have any questions or need more information about payment schedules, our team will be happy to assist you.

At ZAZ Advances, we provide cash advance services exclusively to physical bank accounts. Unfortunately, we do not accept verification or sending money to online bank accounts, such as Chime, Paypal, MoneyLion, among others. We value security and reliability in our financial transactions, and verifying physical bank accounts allows us to ensure greater protection for our customers and their funds. If you have any questions about accepted bank account options, our team will be happy to provide you with additional information and assistance.

When your cash advance is approved on a Friday, we offer the option to send your money through Zelle. It is important to note that a $2.50 fee will be applied to cover the costs associated with sending through this service. Zelle provides a convenient and secure way to transfer funds quickly. If you choose this option, we will be happy to facilitate the process and provide you with clear instructions on how to complete the transaction. If you have any additional questions or need more information, our team is available to assist you at any time.